Based on the fact that these types of cases still occur, it is plain to see that racial discrimination in America remains an issue. Most commonly, this form of discrimination transpires in employment, housing, education, or lending, involving a person who has been treated unfairly due to their race, color, or national origin. In any setting, racial discrimination that occurs is in direct violation of civil rights laws in America. The predominant federal legislation, the Civil Rights Act, strictly prohibits an individual or group from acting in an a way that discriminates against another person because of their race. Unlawful racial discrimination usually extends to almost any setting, and specific laws are set up regarding discrimination in employment, housing, and lending. Depending on where discrimination occurs, victims may be able to report the incident to the appropriate agency rather than going directly to court .If an individual or group taken to court is found guilty of racial discrimination, there can be significant civil or monetary damages.